February was a horrible month for budgeting. In fact, if it hadn’t been for our tax refunds coming in this month – I would have had to pull from savings just to pay the bills that were due at the end of the month. Due to those added incomes – and how I track things, I can’t give you a truly accurate picture of how bad the month really was. At one point – I think we were almost $600 overspent. But with the State Refund and some payments from the girls – my numbers now look much better.
So – overall budget numbers (after the tax refunds): OVERSPENT: -$86.12
The numbers below are reflecting payments that are being made tomorrow after my federal refund clears. We are putting aside a bit of spending money for Mr. CR and myself and covering that final overspent number listed above. $868 going into savings & one snowflake payment to pay off one of our debt items. And I am not really sure why paying off one full debt item hasn’t changed my final pay off date.
Debt Reduction Numbers(remember that snowflake payments are above and beyond the regular payment):Original Debt Items: 12 Current Debt Items: 11 Difference: -1 Original Total Amount of Debt: $245,600.78 Current Total Amount of Debt: $239,482.95 Difference: $6117.83 Snowflake Payment Amounts: $557.56 Original Estimated Payoff date: November 2020 Current Estimated Payoff date: October 2020 Difference: -1 Month